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BridgeFund Beleggen
Key Statistics
Target Return
3.8%
Launch Year
2018
Min. Investment
€100,000
Availability
Open for public
Structure
Fixed-rate loan agreement with Stichting Capital BridgeFund (unlisted)
Product Category
Open-end
Domicile
Netherlands
GP Type
Single
Liquidity Level
Semi-liquid
Currencies
EUR
Investor Eligibility
Retail
Liquidity Options
Flexible: withdraw any time (usually 1
Highlights
Allocations
Investment Strategy
Industry Focus
Information about fund
BridgeFund Beleggen at a Glance
BridgeFund Beleggen is not a fund. Investors lend from EUR 100,000 to Stichting Capital BridgeFund at a fixed rate per term, and the foundation lends the pooled money on to BridgeFund B.V., an Amsterdam lender that provides short-term loans of EUR 5,000 to EUR 250,000 to Dutch SMEs. The investor's claim is on the foundation, which holds a pledge over the whole SME loan book; there is no selection of individual loans. On 28 September 2026 the rates ranged from 3.75% for the flexible variant to 6.00% for five years. The programme is not supervised by the AFM.
Key Figures
Fixed Rate
3.75%-6.00%
Flexible to 5 years, rates on 28 Sep 2026
Minimum
EUR 100,000
Top-ups from EUR 10,000
SME Loan Book
EUR 225M
Outstanding at end of 2025
Coverage Ratio
125%
At 1 July 2026; agreed minimum 110%
SME Clients
10,000+
Loans of EUR 5,000-250,000, end of 2025
Operating Result 2025
EUR 1.1M
After a EUR 12.1M loss in 2024
Terms & Liquidity
| What the Investor Holds | Fixed-rate loan agreement with Stichting Capital BridgeFund; not fund units, bonds or notes |
| Structure | Stichting Capital BridgeFund lends to BridgeFund B.V. and holds a pledge on its SME loans; cash flows via Stichting BridgeFund (Vistra as director, per 2024 brochure) |
| Rates (28 Sep 2026) | Flexible 3.75%, 1 year 4.75%, 2 years 5.00%, 3 years 5.50%, 5 years 6.00% per year |
| Interest Payment | Daily accrual on a 360-day year; paid monthly, or compounded on fixed terms |
| Liquidity | Flexible: withdrawals usually within 1-3 business days, formal maximum 6 months. Fixed terms run to maturity; no secondary market |
| Costs | No entry, management or exit fees listed on BridgeFund's investor pages |
| Supervision | Not supervised by the AFM; no entry in the AFM licence or 2:66a registers (checked 28 Sep 2026). Kifid-affiliated |
Points to weigh. The investor lends to a foundation whose repayment depends on BridgeFund B.V. and its SME loan book; the pledge and the 110% minimum coverage ratio do not remove the risk of loss. BridgeFund made its first annual operating profit in 2025 (EUR 1.1 million) after a EUR 12.1 million loss in 2024. Its 2024 brochure allows investor money to be used for operations when coverage exceeds 110%, and the coverage ratio includes expected future interest. Borrower default rates are not published and the informatiememorandum is available only on request. The programme is outside AFM supervision, is not a bank deposit, and fixed-term loans cannot be sold or redeemed early.
Deepdive & Related Funds
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