Bufr Fonds Vastgoedhypotheken 4
Managed by Bufr Investeringsfonds B.V.
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Bufr Fonds Vastgoedhypotheken 4
Key Statistics
Target Return
6.3%
Launch Year
2026
Min. Investment
€100,000
Availability
Open for public
Structure
Fund (AIFMD light registration); legal form not published
Product Category
Closed-end
Domicile
Netherlands
GP Type
Single
Liquidity Level
Medium (1-5 years)
Currencies
EUR
Investor Eligibility
Retail
Liquidity Options
Fixed term of 3 or 5 years
Highlights
Allocations
Investment Strategy
Industry Focus
Information about fund
Bufr Fund 4 at a Glance
Bufr Fonds Vastgoedhypotheken 4 pools money from private investors to provide business mortgages on Dutch commercial real estate, each secured by a first-ranking mortgage right in the name of the fund. It is run by Bufr Investeringsfonds B.V. from Heerenveen and was open for new participations in September 2026. The fund targets a prognosed 6.25% a year, paid monthly, for a term of three or five years, from EUR 100,000. The manager is registered with the AFM under the light regime of article 2:66a Wft and has no AFM licence, so the fund is not supervised by the AFM.
Key Figures
Prognosed Return
6.25% p.a.
Paid monthly; 6.35% if money is not invested within 6 weeks
Minimum
EUR 100,000
No entry fee
Term
3 or 5 years
Chosen by the investor at entry
Maximum LTV
70%
Per loan, of current market value
Fund Start
Aug 2026
AFM register start date 17 August 2026
Supervision
AFM light
Registration art. 2:66a Wft, no licence
Terms & Liquidity
| Manager | Bufr Investeringsfonds B.V., Abe Lenstra Boulevard 10, Heerenveen |
| Supervision | AIFMD light registration (art. 2:66a Wft); no AFM licence, no approved prospectus, no depositary requirement |
| Offer | Non-professional investors under the EUR 100,000 minimum exemption |
| Strategy | Business mortgages on Dutch commercial real estate for SME entrepreneurs and property investors |
| Security | First-ranking mortgage right in the fund's name; borrower personal surety; insured property |
| Distributions | Monthly, in the last week of the month |
| Costs | No entry fee; management fee and other costs not published |
| Liquidity | Fixed term of 3 or 5 years; early-exit terms not published |
| Documents | Brochure, fund terms and EID sent after registering interest |
Team
Diederik Jongema
Director
Robert van der Werf
Founder
Henri van de Belt
Investor relations
Points to weigh. The fund is outside AFM supervision: the manager holds only a light-regime registration, there is no approved prospectus and no depositary requirement. Costs, profit sharing, fund size and early-exit rules are not public and appear only in documents sent after registering interest. The loans are interest-only and concentrated in Dutch commercial real estate, so repayment depends on refinancing or sale of the properties. A first-ranking mortgage and a personal surety do not remove the risk of loss. Fund 4 started in August 2026 and its loan book is still being built, and the claims of no defaults in earlier funds are the manager's own. The 6.25% is a prognosis.
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