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WDL Hypotheek Fonds I
Key Statistics
Target Return
6.2%
Launch Year
2026
Min. Investment
€100,000
Availability
Open for public
Structure
B.V. (closed-end AIF, AIFMD light regime)
Product Category
Closed-end
Domicile
Netherlands
GP Type
Single
Liquidity Level
Low (5+ years)
Management Fee
0.55%
Carry
30% performance fee on returns above the fixed rate agreed with the investor
Currencies
EUR
Investor Eligibility
Retail
Liquidity Options
No redemptions
Highlights
Key Information Document (KID) – EU Funds
KID Risk Indicator
6 out of 7
Annual Returns (KID Scenarios)
Moderate
6.01%
Favorable
6.22%
Average Total Cost Level (KID)
0.77%
Allocations
Investment Strategy
Industry Focus
Information about fund
WDL Hypotheek Fonds I at a Glance
WDL Hypotheek Fonds I B.V. is a closed-end Dutch loan fund managed by WDL Kredietfondsen B.V. in Veghel. WDL markets it as the third WDL 1e Hypotheek Fonds: it opened on 4 May 2026, when the second fund closed at its EUR 35 million cap, and accepts subscriptions for one year up to a maximum of EUR 45 million. The fund lends to Dutch SMEs, property investors and developers, with a first mortgage on the financed property as collateral. Investors receive a fixed rate of 6% per year, paid monthly, and the fund runs until 30 June 2032. The minimum is EUR 100,000. The manager is registered under the AFM light regime (art. 2:66a Wft) and is not under AFM supervision.
Key Figures
Fixed Rate
6% p.a.
Paid monthly; WDL blog 4 May 2026
Minimum
EUR 100,000
EID 11 May 2026
Term
To 30 Jun 2032
About 6 years, +2 months at manager's option
Ongoing Costs
0.55% p.a.
Plus 30% performance fee above agreed rate; EID 11 May 2026
Risk Indicator
6 / 7
EID 11 May 2026; holding period 6 years
Maximum Fund Size
EUR 45M
Cap for the third fund; amount raised not disclosed
Terms & Liquidity
| Legal Structure | B.V., closed-end AIF; AFM register entry 13 May 2026 |
| Manager & Supervision | WDL Kredietfondsen B.V., registered under art. 2:66a Wft (light regime); not under AFM supervision; no AFM-approved prospectus |
| Lending | Loans to SMEs, property investors and developers with a first mortgage as collateral; WDL co-invests 2% |
| Distributions | Monthly, one-twelfth of the 6% annual rate; extra amount possible depending on fund performance |
| Costs (EID) | 0.25% administration + 0.30% management p.a.; 30% performance fee; set-up invoices up to EUR 35,000 excl. VAT; no entry or exit fee |
| Subscription | Open since 4 May 2026 for one year; deposit within four months of subscribing |
| Liquidity | No redemptions; transfer only in certain cases with EUR 100,000 minimum holding |
| Manager Track Record | EUR 278.4M financed, 245 loans, 2 defaults, EUR 0 write-offs (all WDL activity, unaudited, 28 Sep 2026) |
Management
Bart van der Wielen
CEO
John Aartsen
COO
Ad Huisman
Investor Relations Manager
Points to weigh. The fund is not under AFM supervision and its offer documents other than the EID are available only on request. The EID places it in risk class 6 of 7 and states that investors can lose all or part of their money, with no compensation scheme. The website says investors pay no entry or management fees, but the EID shows 0.55% a year in fund-level costs, a 30% performance fee above the agreed rate and up to EUR 35,000 in set-up costs. The money is locked up until mid-2032 with no redemption facility. Loans go to SMEs and property developers, which are riskier borrowers than those financed by banks, and a first mortgage does not remove the risk of loss if property values fall. Portfolio data for this fund have not been published, and the manager's track record figures cover all WDL lending and are unaudited.
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